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Retirement Calculator
Project how much your retirement savings could grow. Enter your age, what you've saved so far, your monthly contribution and an expected return — and see your estimated nest egg at retirement.
See where your retirement is heading
This retirement calculator projects the future value of your retirement savings by growing what you have today, plus everything you keep adding, at your expected rate of return. It's a simple way to see whether you're on track — and how powerful an extra bit of monthly saving, or a few more years of growth, can be.
Small changes, big difference
- Start sooner: more years of compounding dramatically increases the final amount.
- Contribute a little more: raising your monthly amount adds up over decades.
- Mind the return: the expected return has a large effect — be realistic, not optimistic.
This is a simplified estimate for education only, assuming a constant return and ignoring inflation, fees and taxes. It is not financial or retirement advice.
Frequently asked questions
How is the projection calculated?
Your current savings and monthly contributions are grown at your expected annual return, compounded monthly, until your retirement age.
Does it account for inflation?
No — the figure is in today's-style nominal terms. Real spending power will be lower, so treat it as a guide, not a promise.
Is my data private?
Yes. Everything runs in your browser; nothing is uploaded or saved.